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Chapter 7

Contact a Statesville Lawyer about Filing Bankruptcy in North Carolina

Chapter 7 bankruptcy is also known as "debt liquidation" bankruptcy.

The bankruptcy process begins with credit counseling and a means assessment. Credit counseling, as required before filing Chapter 7, can be completed on the Internet or by phone.

Filing Bankruptcy for Debt Liquidation

Once you determine whether you qualify for Chapter 7 (debt discharge) or Chapter 13 (debt repayment), the next step will be to create a detailed list of all debts — including personal debts.

Discuss these and other aspects of Chapter 7 bankruptcy with an experienced lawyer who believes it is important to interact directly with clients, rather than to channel information through a legal assistant.

Call or e-mail the Law Office of Robert G. LaMontagne to schedule a free, face-to-face initial consultation. Learn how debt liquidation through Chapter 7 may be able to help you.

Debt Relief after Foreclosure

If you have lost your home through foreclosure, you may be able to eliminate the huge debt left over after your mortgage lender took title to your home. Chapter 7 is ideal in this circumstance for many people — the light at the end of the tunnel of a foreclosure nightmare.

How to File for Bankruptcy

The process of preparing to file and filing for Chapter 7 bankruptcy is straightforward in most cases. The end result is a target worth aiming for if you have fallen into financial troubles as a result of a medical crisis, a natural disaster, a catastrophic accident, loss of a job to overseas labor outsourcing, a family crisis such as divorce, or an accumulation of overextended consumer credit obligations.

Chapter 7 bankruptcy can wipe out medical bills and a wide variety of consumer debt. Certain taxes may be dischargeable through bankruptcy. Student loans, child support and alimony cannot be wiped out. Talk about your particular problems and circumstances with attorney LaMontagne. Contact the law firm by phone or e-mail.

The Law Office of Robert G. LaMontagne offers evening and weekend appointments, competitive pricing and affordable payment plans. We accept credit cards and debit cards. Se habla Español.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.