Filing for Bankruptcy in North Carolina ◦ Statesville Lawyer
After you contact the Law Office of Robert G. LaMontagne to schedule a consultation, you can expect to follow these steps if you decide to file bankruptcy:
1. You will meet face to face with an attorney during your first consultation. Soon, you will decide whether to retain or not retain the Law Office of Robert G. LaMontagne. You will learn how bankruptcy may enable you to stop credit card harassment. Getting out from under the futile, never-ending credit account payments that you have been trying to make will most likely help pay for the attorney fees. The Law Office of Robert G. LaMontagne offers competitive pricing, with payment plans available.
At your initial consultation, you will receive honest, straightforward answers to your questions such as "Will my bankruptcy be published in the newspaper?" (The answer to this question is "no." Your bankruptcy will be handled discreetly and quietly.)
2. Once you decide to retain Attorney LaMontagne, you will be given a packet of information to take home and worksheets to fill out.
3. At the second meeting at the law office, you will come back in with all requested information. At this meeting, once again, you will sit down with the attorney to review your debts, income and other pertinent information.
4. If needed, you will be assigned more paperwork to complete and bring back in for your third meeting.
5. The third time you come in, you will again meet with your lawyer for an update on the status of your bankruptcy. At this point, you will sign your commitment to retain Mr. LaMontagne. He may request yet another preparatory meeting if it is necessary.
6. You will be charged a flat fee to pay for your attorney's services. This flat fee will be broken down into affordable payments over four months' time.
7. You will pay filing fees for Chapter 13 ($274) or Chapter 7 ($299).
8. Your attorney will accompany you to the bankruptcy hearing that involves no judge or jury, but rather, a bankruptcy trustee. You will discuss this hearing with you attorney in advance, so that you will know what to wear, what to expect and how to show respect to the court.
9. You will be told how to complete your second required credit counseling class, to be done within 45 days of the trustee meeting.
10. Your Chapter 7 bankruptcy will be complete 60 days after the meeting with the trustee, at which you will receive a complete discharge of your debts. Your Chapter 13 repayment plan will proceed for two to five years, during which time Mr. LaMontagne will remain your attorney of record to the end. Sometimes a "buyout" of a Chapter 13 repayment plan is in a client's best interests, and Mr. LaMontagne can negotiate that.
Attorney LaMontagne is prepared to fight on behalf of his clients to ensure the most favorable outcome attainable when filing for Chapter 7 or Chapter 13 bankruptcy. He is a veteran soldier with experience in Desert Storm and Desert Shield. He is a former professional firefighter and an involved family man. He knows what it is like to be a student working two jobs to make ends meet. Clients appreciate Attorney LaMontagne's empathetic yet determined approach to legal advocacy. Contact the Law Office of Robert G. LaMontagne.
The Law Office of Robert G. LaMontagne offers evening and weekend appointments, competitive pricing and affordable payment plans. We accept credit cards and debit cards. Se habla Español.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
